MORTGAGE & FINANCE

Repairing Your Credit After a Tough Year

Repairing Your Credit After a Tough Year

One thing that we can probably all agree on is that 2020 has been a challenging year. The pandemic has upended the lives of millions of Americans. High unemployment has characterized… Read more ⇢
Preparing to Buy Your Second Home

Preparing to Buy Your Second Home

There’s loads of advice out there for first-time homebuyers. Which makes sense, of course, because jumping into the real estate market for the first time can be intimidating. But what about… Read more ⇢
Is Fall a Good Time to Sell in North County? In 2020 It Is

Is Fall a Good Time to Sell in North County? In 2020 It Is

In real estate, summer is king. Except in 2020 when the world changed right before our eyes. Typically, the spring and summer real estate markets are the most active of the… Read more ⇢
Put Some Zen Into Your Home Buying Experience

Put Some Zen Into Your Home Buying Experience

We get it – buying a home can be a stressful experience. But buying during a pandemic and an economic downturn is enough to unravel even the steadiest people among us. Read more ⇢
Don’t Fall For These Common Mortgage Myths

Don’t Fall For These Common Mortgage Myths

Homebuyers are flocking to the North County housing market, making real estate one of the surprising stalwarts of the pandemic and economic downturn. In fact, mortgage rates are at an all-time… Read more ⇢
7 Mistakes to Avoid When Upsizing Your North County Home

7 Mistakes to Avoid When Upsizing Your North County Home

Did staying at home over the last few months convince you that you need more space? With many kids attending classes online and more people working from home, it’s not unusual… Read more ⇢
Scoring the Best Mortgage Rate for Your New North County Home

Scoring the Best Mortgage Rate for Your New North County Home

Right now is one of the best times to buy a North County San Diego home. Why? One big reason is that mortgage rates have hit historic lows. If you’re in… Read more ⇢
Is Your Mortgage Forbearance Ending? Here Are Your Options.

Is Your Mortgage Forbearance Ending? Here Are Your Options.

Many North County San Diego homeowners have gotten some financial relief during the pandemic through mortgage forbearance. The CARES Act has allowed homeowners with federally-backed mortgages to postpone paying on their… Read more ⇢
Why Is the Real Estate Market So Hot Right Now?

Why Is the Real Estate Market So Hot Right Now?

We’re certainly in the dog days of summer here in North County San Diego. But that’s not why the housing market is so hot right now. Even though we’re in the… Read more ⇢
How to Win a Bidding War for a North County Home

How to Win a Bidding War for a North County Home

Even though the global pandemic has caused a serious economic downturn in America, the real estate market has held strong. Median home prices are increasing and homes are selling faster than… Read more ⇢
COVID-19 and Qualifying for Home Loans: What You Need To Know

COVID-19 and Qualifying for Home Loans: What You Need To Know

Before the global pandemic, getting a home loan was a complex process – whether you were buying a new house or refinancing an existing mortgage. But since the lockdown… Read more ⇢
Getting a Home Appraisal During the Pandemic

Getting a Home Appraisal During the Pandemic

If you are financing the purchase of your North County San Diego home, then your lender will order an appraisal of the home as part of closing on the loan. But… Read more ⇢
You Can Still Buy a North County Home Right Now

You Can Still Buy a North County Home Right Now

If buying a North County home was on your to-do list for 2020, then don’t fret. It’s important to know that you can still buy a home right now. Even though… Read more ⇢
Fixing Errors on Your Credit Report

Fixing Errors on Your Credit Report

You know how important it is to have good credit when buying a North County home. But did you know that approximately one in five Americans have errors on their credit… Read more ⇢
Paperwork You’ll Need to Buy a North County Home

Paperwork You’ll Need to Buy a North County Home

Buying a home can be a stressful process – especially if you’re doing it for the first time. But there are steps you can take to prepare yourself so that there… Read more ⇢

Moving? Know the value of your home …