MORTGAGE & FINANCE

4 Reasons You Could Lose Your Earnest Money Deposit

4 Reasons You Could Lose Your Earnest Money Deposit

When you’re buying a North County San Diego home, chances are you’ll pay an earnest money deposit when you sign the purchase contract. This deposit is typically up to… Read more ⇢
What To Do When Your Buyer Is Turned Down for a Mortgage

What To Do When Your Buyer Is Turned Down for a Mortgage

You’ve accepted an offer on your North County home — congratulations! It’s exciting to know that the selling process is underway after all your hard work. But it’s important to… Read more ⇢
Make Your Offer Stand Out

Make Your Offer Stand Out

Attention North County homebuyers — we are in a sellers’ market. With low inventory and high demand, buyers need to be competitive when it comes to making an offer on a… Read more ⇢
Buying a North County Home With a Lien

Buying a North County Home With a Lien

When you’re buying a North County home, one of the steps of the closing process on your mortgage is to perform a title search. This is an… Read more ⇢
How Is Your Credit Score Calculated?

How Is Your Credit Score Calculated?

Your credit score is an important consideration when you’re applying for a home loan. Your lender will use your credit score to determine how much money you… Read more ⇢
Homeowners & Tax Deductions — What You Need to Know

Homeowners & Tax Deductions — What You Need to Know

Tax season is here. Unless you’re a tax accountant, it can be tricky to navigate the process of preparing and filing your taxes. This is especially true if you… Read more ⇢
The Benefits of Knowing the Value of Your North County Home – Whether You’re Selling or Not

The Benefits of Knowing the Value of Your North County Home – Whether You’re Selling or Not

If you’re preparing to sell your North County San Diego home, then it’s obvious why you need to know the value. You need to be able to price it… Read more ⇢
North County Vacation Homes Are Hot!

North County Vacation Homes Are Hot!

Let’s face it – North County San Diego is so appealing that many people decide to buy a vacation home here. And why wouldn’t they? With our year-round temperate climate, our… Read more ⇢
What Else Can Be Negotiated Besides Price on a North County Home For Sale?

What Else Can Be Negotiated Besides Price on a North County Home For Sale?

Negotiations are a typical part of the home buying process in North County San Diego. And while the asking price is certainly a common bargaining point, it isn’t the only thing… Read more ⇢
Getting Ready to Buy a North County Home in 2021

Getting Ready to Buy a North County Home in 2021

The North County San Diego housing market is hot, and experts predict that it will remain that way in 2021. Now is a great time to start thinking about buying a… Read more ⇢
Down Payments: What You Need to Know

Down Payments: What You Need to Know

Is a down payment the only thing standing between you and your dreams of homeownership? We can certainly understand – your down payment is one of the biggest expenses you’ll have… Read more ⇢
Why Your Home Equity Can Be Such a Powerful Financial Tool

Why Your Home Equity Can Be Such a Powerful Financial Tool

Homeownership is often touted as one of the best ways to build wealth in America. So how exactly does owning a North County San Diego home help you financially over time?… Read more ⇢
Repairing Your Credit After a Tough Year

Repairing Your Credit After a Tough Year

One thing that we can probably all agree on is that 2020 has been a challenging year. The pandemic has upended the lives of millions of Americans. High unemployment has characterized… Read more ⇢
Preparing to Buy Your Second Home

Preparing to Buy Your Second Home

There’s loads of advice out there for first-time homebuyers. Which makes sense, of course, because jumping into the real estate market for the first time can be intimidating. But what about… Read more ⇢
Is Fall a Good Time to Sell in North County? In 2020 It Is

Is Fall a Good Time to Sell in North County? In 2020 It Is

In real estate, summer is king. Except in 2020 when the world changed right before our eyes. Typically, the spring and summer real estate markets are the most active of the… Read more ⇢

Moving? Know the value of your home …